How to get a building permit: A step-by-step guide

Planning a construction project? Whether you’re building a backyard shed, renovating your kitchen, adding a deck, or constructing a new home, obtaining a building permit is a critical step. It may seem like a hassle at first, but it’s there to ensure your project meets local building codes, keeps everyone safe, and avoids costly penalties down the road. Let’s walk through how to get a building permit easily and quickly.

What is a building permit? Why do you need it?

A building permit is an official approval issued by your local building department. It allows you to proceed with your construction or remodeling and confirms your project complies with building codes, zoning laws, and other regulations.

The building permit process specifically addresses your house’s structural integrity, zoning, sewer and sanitation, water lines, fire protection, and electrical work. Keep in mind that there are several types of permits — separate for residential and commercial constructions. 

The processing time for permits varies depending on your geographical location, the type of permit requested, the kind of work, the complexity of the plan, and the workload in the permit office. While some permits are issued immediately by the inspector, others requiring a plan review may take 1 to 30 days.

Keep in mind that skipping this step can result in hefty fines, delays, or even being forced to tear down your project. So, it’s better to play by the rules!

Which home projects require a building permit?

Not all home renovation projects require a permit. Small cosmetic changes like painting or replacing fixtures typically don’t. However, more substantial changes like electrical work, plumbing, adding square footage or structural alterations usually require building permits.

Permit rules vary by location, so it’s essential to familiarize yourself with your area’s requirements.

For example, what’s acceptable for a home in Florida’s hurricane zones might differ from a project in snowy Montana. 

To determine if you need one, check with your local building department. They’ll clarify if your project is considered minor or if it involves the complexity of your project that mandates a permit.

In addition, you may need special system permits such as:

• Plumbing permit to install an underground lawn sprinkler. 
• Mechanical permit to set up a central air conditioning system.

How much does a building permit cost?

Building permit costs can vary quite a bit depending on the size and scope of your project. For smaller upgrades such as installing a new window or replacing a door, you might pay around $50 to $100. 

However, if you’re planning to add a room, build a garage, or do a major kitchen remodel, the fees can climb significantly — sometimes reaching $500 to $2,000 or more. In some cases, the cost to obtain a permit is calculated based on the total renovation project value or square footage. That’s the reason larger projects come with higher fees. 

Who arranges for the building permit?

It is your contractor’s responsibility to pull the necessary permits. Failing which, they can be held liable if there’s a construction problem later.

Having said that, if your contractor is charging you by the hour, you may want to complete the permit paperwork and submit it yourself to save money. 

What is the building permit process?

Learning how to get a building permit is pretty straightforward if you know the steps. Here’s what you need to do. 

Create a site plan

First things first, you’ll need to whip up a site plan. This is basically a drawing that shows where your project will be located on your property. For example, if you’re adding a deck, you’ll want to show where it will sit with your house and property lines. 

Gather necessary documents

Before diving into the permit application, make sure you have all the required paperwork. This typically includes:

• Detailed project plans (blueprints, sketches, etc.)
• Specifications for materials being used
• Site plans showing the layout of your property
• Contractor information (if you’re hiring professionals)

Submit your permit application

Head to your local building department or their website to submit your permit application. Many municipalities now offer online applications, making the process quicker.

Pro Tip: Take your time filling out the application. Missing details can result in delays. If you’re unsure about any section, don’t hesitate to ask the permitting office for assistance.

Pay the permitting fees

Permit fees vary depending on the complexity of your project and your location. Smaller projects may cost under $100, while larger, more complex projects could run into thousands. Your building department will let you know the exact amount.

Get your plan approved

After you submit everything, the building department will review your plans to make sure they follow the local building code. Plan approval is key to ensuring your project is safe and up to standard. 

Schedule inspections during construction

Once your permit is approved and work begins, you’ll likely need inspections at various stages of the project. Inspections verify that the work aligns with the approved plans and meets safety standards. Keep the approved permit and project plans on-site for inspectors to review.

Get the final inspection and approval

After completing your project, you’ll need a final inspection. If everything checks out, you’ll receive a certificate of completion or approval, and you’re officially done!

What are some useful tips on how to get a building permit?

• Start early: Permit processes can take time, so plan accordingly.
• Stay organized: Keep all your documents, receipts, and approvals in one place.
• Ask questions: If something isn’t clear, reach out to your local building department. They’re there to help!

Can you skip the building permit?

The answer is a big NO. It’s illegal (in violation of the Contractors License Law) not to obtain a building permit before beginning any construction work. If your project has to have a permit, GET a permit. Bypassing a building permit process can expose you to additional liability and costs. You may even be forced to deconstruct or tear out the completed work. 

Furthermore, if and when you decide to sell your house, not having the required permits can come in the way of a house sale in a big way. 

And, here’s the most important reason for obtaining a building permit. If in the event of a fire, major plumbing issue, or structural collapse, it’s found that you did not have proper permits, your homeowner’s damage and liability policy will decline to cover your damages. 

Last words 

By following these steps, obtaining a building permit doesn’t have to be intimidating. In fact, it’s a valuable way to ensure your project is safe, compliant, and built to last. Remember that when it comes to safety, you cannot afford to do less than necessary. Your safe building practices will protect you, your family, your home, and your neighborhood. Good luck with your construction journey!

Written by Ramona Sinha. July 6, 2020

Ramona is a senior content writer for Kukun. This experienced blogger uses simple and succinct words to decipher the complex phenomenon called life. She has written articles covering a broad range of topics, such as real estate, lending and mortgage, finance, business, taxation, home designs, home improvement projects, decor concepts, and more. An avid traveler, she’s a digital nomad at heart and an animal lover from the depth of her soul.