Homeownership is much more than just mortgages and home loans. It’s also about protecting your property against any financial loss, thereafter. And, that’s where homeowner’s insurance comes into play. It ...

Lending and mortgage

How to cancel your home insurance policy any time you want?

March 01, 2021

Mar 1, 2021

When applying for a mortgage loan, you need to ask important questions like “what is a mortgagee clause?” so you don’t agree with terms that do not fully meet your ...

Lending and mortgage

What’s a protection mortgage clause and is it important?

February 27, 2021

Feb 27, 2021

Our houses come in all shapes and sizes, so why shouldn’t their insurances? If you live in a manufactured home — a factory-built home rather than a site-built home — ...

Lending and mortgage

Why do you need manufactured home insurance?

February 23, 2021

Feb 23, 2021

A home insurance policy is like a savior — protecting a homeowner, their property, and most of their personal possessions against damage caused by strong winds, hail, fire, lightning, theft, ...

Lending and mortgage

The coverages and exclusions in a home insurance policy

February 19, 2021

Feb 19, 2021

As a homeowner, you learn to expect the unexpected when it comes to your house and its maintenance. No matter how well you protect your home, breakdowns will happen, appliances ...

Lending and mortgage

10 Most-Asked Questions on Home Warranty Insurance

February 06, 2021

Feb 6, 2021

Want to know, how does credit score affect home loan? Well, your credit score is, without a doubt, one of the most important factors when it comes to your home ...

Lending and mortgage

A Complete Guide on How Does Credit Score Affect Home Loans

December 31, 2020

Dec 31, 2020

Becoming a homeowner is a freeing experience, but it also comes with certain obligations. In addition to responsibilities such as home maintenance and repairs, you will need to protect your ...

Lending and mortgage

Tips for Spending Less On Homeowners Insurance

December 17, 2020

Dec 17, 2020

If you’re planning to buy a home soon, you’re probably confused regarding the difference between mortgage and loan, and how they work when it comes to financing your real estate ...

Lending and mortgage

What Is the Key Difference Between Mortgage and Loan?

October 14, 2020

Oct 14, 2020

So, you’ve picked out the perfect plot of land and chosen your dream home design. But! You’re unable to apply for a standard mortgage, as there’s no collateral or home equity! ...

Lending and mortgage

Complete Guide on How to Get a Construction Loan for a Home

October 07, 2020

Oct 7, 2020

Flood, windstorm, or earthquake — these are everyone’s nightmare — especially for a homeowner! To safeguard your home against these natural disasters, you want your insurance company to work for ...

Lending and mortgage

Everything You Need to Know About Hazard Insurance

October 01, 2020

Oct 1, 2020

A common joke in America is how we Americans want to leave this country and experience something else — just pack up all of our things and allow the world ...

Lending and mortgage

Can American Home Insurance Cover Homes Overseas?

September 19, 2020

Sep 19, 2020

Even potentially facing foreclosure is understandably nerve-racking. After working so hard to get into your purchased home, who would want to have it taken away? If you are having difficulty ...

Lending and mortgage

I Am Facing Foreclosure: What to Do?

September 12, 2020

Sep 12, 2020

Emergencies can happen, any time, and to anyone. While you cannot predict such dire circumstances, it’s a good idea to know how to deal with such a situation if, God ...

Lending and mortgage

How to Get the Best Emergency Personal Loan

September 02, 2020

Sep 2, 2020

If you want a smooth and hassle-free refinancing, to either reduce your current interest rate and monthly payment or borrow cash from your equity for debt consolidation or a home ...

Lending and mortgage

The Whys and Hows of Appraisal Refinance Mortgage

August 26, 2020

Aug 26, 2020

Finding the right loan for buying a house can be challenging. And, the challenge is even more fierce if you have a less-than-perfect credit history. So, how do you get ...

Lending and mortgage

How to Get Bad Credit Mortgage Loans

August 19, 2020

Aug 19, 2020

A tarnished credit score can make it really difficult for you to get a home equity loan or a home equity line of credit aka HELOC, even though you may ...

Lending and mortgage

How to Get a Home Equity Loan with Bad Credit

August 12, 2020

Aug 12, 2020