Think your home doesn’t need flood insurance? Think again. Just take Hurricane Florence, for example. More than half of the flooding from the 2018 record-breaking cyclone in North Carolina and ...

Lending and mortgage
Find out if you need house flood insurance

June 19, 2021

Jun 19, 2021

A homeowners insurance policy is a financial product that is vital in protecting your house and everything inside it. It protects against such events as fire, theft, or vehicle damage.  ...

Lending and mortgage
What homeowners insurance does (and doesn’t) cover

June 13, 2021

Jun 13, 2021

Personal liability insurance comes into play in the event of an accident, in or out of your home. If you’re held legally responsible for any bodily injury or property damage ...

Lending and mortgage
Why do you need personal liability home insurance

April 30, 2021

Apr 30, 2021

Renovating your house comes with a lot of benefits. It helps you increase your property’s value, makes it more energy-efficient and you get to choose the design of your dreams. ...

Lending and mortgage
Is insurance for a house being renovated necessary?

April 26, 2021

Apr 26, 2021

Buying a house is of course exciting. It’s perhaps one of the most crucial financial decisions you’ll ever make in your life. But, homeownership entails more than just real estate ...

Lending and mortgage
Why is credit important when you buy a home: Top reasons

April 24, 2021

Apr 24, 2021

Although you set aside some savings for routine home maintenance, but are you prepared for unexpected repairs and replacements? What you need is a good home maintenance insurance policy that will ...

Lending and mortgage
Understanding the ins-and-outs of home maintenance insurance

April 11, 2021

Apr 11, 2021

When you don’t have a house, it’s not a big deal to pay auto and rental insurance separately, and when you’re young, you may have not needed life insurance at ...

Lending and mortgage
Is it a good idea to bundle insurance?

April 03, 2021

Apr 3, 2021

Whether you’re buying a new homeowners insurance or updating your existing policy, knowing the different types of homeowners insurance and the insurance coverage (as well as exclusions) is key. It’s ...

Lending and mortgage
A comprehensive guide on types of homeowners insurance

April 02, 2021

Apr 2, 2021

What happens to your home insurance after remodel? Well, generally renovating your house leads to higher insurance rates. The logic is that a home remodel often increases its rebuild cost ...

Lending and mortgage
Your questions on home insurance after remodel, answered!

March 10, 2021

Mar 10, 2021

Potential home buyers are looking for a good price, good schools, and good floor space, but what about the nearest fire station, the home’s materials, and weather risks? We’ll share ...

Lending and mortgage
High-risk homes: What drives up insurance

March 06, 2021

Mar 6, 2021

Homeownership is much more than just mortgages and home loans. It’s also about protecting your property against any financial loss, thereafter. And, that’s where homeowner’s insurance comes into play. It ...

Lending and mortgage
How to cancel your home insurance policy any time you want?

March 01, 2021

Mar 1, 2021

When applying for a mortgage loan, you need to ask important questions like “what is a mortgagee clause?” so you don’t agree with terms that do not fully meet your ...

Lending and mortgage
What’s a protection mortgage clause and is it important?

February 27, 2021

Feb 27, 2021

Our houses come in all shapes and sizes, so why shouldn’t their insurances? If you live in a manufactured home — a factory-built home rather than a site-built home — ...

Lending and mortgage
Why do you need manufactured home insurance?

February 23, 2021

Feb 23, 2021

A home insurance policy is like a savior — protecting a homeowner, their property, and most of their personal possessions against damage caused by strong winds, hail, fire, lightning, theft, ...

Lending and mortgage
The coverages and exclusions in a home insurance policy

February 19, 2021

Feb 19, 2021

As a homeowner, you learn to expect the unexpected when it comes to your house and its maintenance. No matter how well you protect your home, breakdowns will happen, appliances ...

Lending and mortgage
10 Most-Asked Questions on Home Warranty Insurance

February 06, 2021

Feb 6, 2021

Want to know, how does credit score affect home loan? Well, your credit score is, without a doubt, one of the most important factors when it comes to your home ...

Lending and mortgage
A Complete Guide on How Does Credit Score Affect Home Loans

December 31, 2020

Dec 31, 2020