Home loan guide

If you’re a homeowner looking for a home equity line of credit or HELOC, you may find it difficult to procure financing through this revolving line of credit that’s secured ...

You’ve finally landed the best mortgage loan after doing in-depth research, comparing interest rates, and agreeing to lend terms and conditions. And now are looking forward to stress-free homeownership. But ...

Wondering, why realtors don’t like VA loans? That’s mainly because most real estate agents have preconceived notions regarding VA loans. They think that this type of loan is more complicated ...

Buying your very own house is one of the most significant milestones in life. However, it can also be an overwhelming phase of life. There’s always the thought of a ...

The Fair Isaac Corporation (FICO) in 1989 began providing consumers with a type of industry-standard scoring for analyzing creditworthiness. It came to be known as the FICO score. Since then, ...

Are you planning to buy an as-is house? Or, a property that may need structural repair? This type of property typically has no guarantee from the home seller regarding its ...

You’ve finally landed the best mortgage loan after doing in-depth research, comparing interest rates, and agreeing to lend terms and conditions. And now are looking forward to stress-free homeownership. But ...

Experts believe that a share secured loan, aka savings secured loan, is an ideal choice for short-term borrowing. Interestingly, this loan type uses your own money in a savings account ...

The COVID-19 crisis has led to lots of changes within the mindset of American homeowners. Most of them are looking to finally complete that home renovation project they’ve been planning. ...

Shopping for a home loan can be a very stressful activity, which is why a lot of home buyers reach out to professionals for help. Two words that get thrown ...

Homeownership is regarded as a smart financial move as it helps build a considerable amount of wealth. According to a new Bankrate.com survey, although most homeowners have good home equity, ...

If you’re over the age of 62, getting a loan isn’t always an easy thing to do. And if you do find a willing lender, paying it back is going ...

When applying for a mortgage loan, you need to ask important questions like “what is a mortgagee clause?” so you don’t agree with terms that do not fully meet your ...

Want to know, how does credit score affect home loan? Well, your credit score is, without a doubt, one of the most important factors when it comes to your home ...

So, you’ve picked out the perfect plot of land and chosen your dream home design. But! You’re unable to apply for a standard mortgage, as there’s no collateral or home equity! ...

Emergencies can happen, any time, and to anyone. While you cannot predict such dire circumstances, it’s a good idea to know how to deal with such a situation if, God ...