Becoming a homeowner is a freeing experience, but it also comes with certain obligations. In addition to responsibilities such as home maintenance and repairs, you will need to protect your ...

Lending and mortgage
Tips for Spending Less On Homeowners Insurance

December 17, 2020

Dec 17, 2020

If you’re planning to buy a home soon, you’re probably confused regarding the difference between mortgage and loan, and how they work when it comes to financing your real estate ...

Lending and mortgage
What Is the Key Difference Between Mortgage and Loan?

October 14, 2020

Oct 14, 2020

So, you’ve picked out the perfect plot of land and chosen your dream home design. But! You’re unable to apply for a standard mortgage, as there’s no collateral or home equity! ...

Lending and mortgage
Complete Guide on How to Get a Construction Loan for a Home

October 07, 2020

Oct 7, 2020

Flood, windstorm, or earthquake — these are everyone’s nightmare — especially for a homeowner! To safeguard your home against these natural disasters, you want your insurance company to work for ...

Lending and mortgage
Everything You Need to Know About Hazard Insurance

October 01, 2020

Oct 1, 2020

A common joke in America is how we Americans want to leave this country and experience something else — just pack up all of our things and allow the world ...

Lending and mortgage
Can American Home Insurance Cover Homes Overseas?

September 19, 2020

Sep 19, 2020

Even potentially facing foreclosure is understandably nerve-racking. After working so hard to get into your purchased home, who would want to have it taken away? If you are having difficulty ...

Lending and mortgage
I Am Facing Foreclosure: What to Do?

September 12, 2020

Sep 12, 2020

Emergencies can happen, any time, and to anyone. While you cannot predict such dire circumstances, it’s a good idea to know how to deal with such a situation if, God ...

Lending and mortgage
How to Get the Best Emergency Personal Loan

September 02, 2020

Sep 2, 2020

If you want a smooth and hassle-free refinancing, to either reduce your current interest rate and monthly payment or borrow cash from your equity for debt consolidation or a home ...

Lending and mortgage
The Whys and Hows of Appraisal Refinance Mortgage

August 26, 2020

Aug 26, 2020

Finding the right loan for buying a house can be challenging. And, the challenge is even more fierce if you have a less-than-perfect credit history. So, how do you get ...

Lending and mortgage
How to Get Bad Credit Mortgage Loans

August 19, 2020

Aug 19, 2020

A tarnished credit score can make it really difficult for you to get a home equity loan or a home equity line of credit aka HELOC, even though you may ...

Lending and mortgage
How to Get a Home Equity Loan with Bad Credit

August 12, 2020

Aug 12, 2020

There’s perhaps no greater real estate investment than buying a home. Needless to say, protecting that investment becomes crucial. A home warranty and homeowner’s insurance are two of the best ...

Lending and mortgage
Features and Coverage of Home Warranty vs Home Insurance

August 05, 2020

Aug 5, 2020

If you’re wondering, “How much equity do I have in my home?”, you’re not alone in your concern. While it’s normally assumed that homeowners know what their home equity is, ...

Lending and mortgage
How Much Equity Do I Have in My Home

July 29, 2020

Jul 29, 2020

We learn from our mistakes. Whether it’s a personal decision gone wrong or financial commitments that have got us in trouble, there are always lessons to learn. But, isn’t it ...

Lending and mortgage
13 Mortgage Mistakes to Avoid at All Cost

July 22, 2020

Jul 22, 2020

FHA 203k renovation loan is a unique type of government-insured mortgage that covers both home purchase as well as home renovation costs. That is to say, an FHA 203k loan ...

Lending and mortgage
What Is a 203k Renovation Loan?

July 15, 2020

Jul 15, 2020

Planning to buy a home through a loan, and have tons of mortgage questions to ask your lender? We understand your reservation. After all, home mortgages can be complicated as ...

Lending and mortgage
The All-Important Mortgage Questions You Must Be Aware Of

July 08, 2020

Jul 8, 2020

An FHA home improvement loan aka Federal Housing Administration home loan aka FHA203(k) is a type of loan that makes the home renovation process easier for homeowners. It allows you ...

Lending and mortgage
FHA Home Improvement Loan

July 01, 2020

Jul 1, 2020